Category: Finance

Talking About Life Insurance With Your Spouse

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Buying life insurance is one of the most important things you can do to protect your family’s future. But even insurance agents admit—it’s not the most enjoyable topic to talk about. Despite that, however, it is essential to make the time, have the talk, and take the action needed to get life insurance. Here are a few ways to make discussing it with your spouse easier. First, calculate your assets, income, and expenses. Have an

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The 4 Biggest Advantages Of Term Life Insurance

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Financial security for your family in the event of your death is the reason for life insurance. That’s the best thing about coverage. But beyond security, three more advantages make term life insurance especially appealing.

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The Reason For Term Life Insurance: Income Replacement

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Term life insurance helps cover your financial responsibilities if you die. Quite simply, when you go, your income goes. And with it goes the regular influx of funds to pay your expenses. Think about all your expenses now and in the future: your mortgage, your children’s college education fund, your credit card debts, the family cars, and just the day-to-day cost of living for your spouse and children. Plus, think about the potential medical in

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Life Insurance: The Perfect Holiday Gift

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Term life insurance may be the perfect holiday gift for you to give to your family this year. Why? Because it provides what we all want—throughout the entire year, but most of all at the holiday season: peace of mind. Put simply, a term life policy gives your family financial stability if you die. That stability gives your spouse and children (and, of course, you) the comfort of knowing that their future is protected. Term

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The Life Insurance Medical Exam You Can Avoid

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Many different people choose term life insurance without a medical examination. Some have health complications that may prevent them from “passing” a medical exam and getting ordinary life insurance. Some older people choose insurance with no medical exam simply because they are older; they know that many companies may deny them coverage just because they are seniors. Other individuals of all ages choose life insurance not out of fear of the results, but simply because

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The Two Best Ways Your Family Benefits From Term Life Insurance

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Term life insurance is smart for your family for two key reasons. First, term life insurance provides peace of mind. Knowing that your family’s needs are covered in the event you die gives them—and you—security and comfort. Second, term life insurance protects your family’s finances. You can use your policy to make sure your spouse and children have enough money to meet their needs if you die—to pay off debts, pay for medical bills…even funeral

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No Excuses For Not Buying Life Insurance – You Don’t Even Need A Medical Exam!

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Buy term life insurance without a medical examination. It’s fast, easy, cost-effective…and important for your family.

Posted in Finance, Insurance, Investing