Category: Investing

Do Single Men Need Life Insurance?

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Here’s a question for you: Why would a single man need life insurance? Isn’t a policy just a waste of his money? The answer is: absolutely not! Life insurance is a good investment for single men. Here’s why, plus tips on how to get one form of affordable, high-quality coverage in minutes…online! You’re a single man. No dependents. What good is life insurance to you? That’s simple: it gives you peace of mind. Peace from

Posted in Finance, Insurance, Investing

Why Buy Life Insurance But Keep It A Secret?

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Why buy life insurance but keep it a secret? Maybe there’s simply no reason why your beneficiary or anyone else needs to know. Maybe your beneficiary doesn’t even know you. Or maybe you don’t want people to know about your beneficiary.

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Making A Charity The Beneficiary Of Your Life Insurance

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Why do most people buy life insurance? For the same basic reason: to replace income in the event of death. But the ways people use their insurance benefits vary widely. Most use it to protect their family’s finances—to cover a mortgage or college education fund or even medical expenses. But other people take out a policy and name their favorite charity as the beneficiary. It’s a great way to support your cause of choice even

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Buy Life Insurance To Cover Your Mortgage

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Here’s a morbid thought, but one that must be considered… What if you die prematurely? What happens to the mortgage on your home? With you and your income gone, can your family afford to keep making payments? Or will they have to move, scale down…or, worst case, become homeless? Life insurance is one way to protect your family against this sort of disaster. How much is your monthly mortgage? How much of that monthly payment

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Buy Life Insurance To Cover Your Medical Bills

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Let’s suppose—just suppose—you die before your time. And in the days, weeks, months, or even years leading up to your death, you’re in the hospital or a hospice. That is certain to be expensive. But who will pay those expenses after you’ve gone? Just because you’ve passed away doesn’t mean your bills disappear. Instead, the debt falls to your family. But there is a way to help ease the burden on your family: buy life

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Buy Life Insurance And Name Your Pet As The Beneficiary

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If you’re like most people, you love your pet as much as you love your family members (maybe even more in some cases). But when you die, what happens to your dog, cat, or other furry friend? One way to make sure they get the quality of care you want is to name your pet as the beneficiary of a life insurance policy. All you have to do is leave instructions—ideally in your will—specifying the

Posted in Finance, Insurance, Investing

This New Year, Make It Your Resolution To Buy Life Insurance

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Celebrate a truly Happy New Year by protecting your loved ones this year and for years to come: buy a life insurance policy. In most cases, you can even get affordable, high-quality term life coverage with no medical exam. Here’s why and how. Why buy term life insurance? It’s an easy, cost-effective way to make sure that all or part of your income is replaced when you die. That’s the whole purpose of a term

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Buy Life Insurance With No Medical Exam To Protect College Education Funds

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Do you exercise regularly…eat right…stay healthy? There’s no reason you shouldn’t enjoy a long, productive life. Now, make another smart move to protect your future: buy term life insurance. Even though you take care of yourself, you still need life insurance. Virtually every adult does. And for parents, it is essential. That’s because term life insurance can replace all or part of your income when you die. That income replacement can cover your family’s most

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How Much Life Insurance Does Your Family Need?

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Assets. Income. Expenses. Those are the three most important things to remember when you try to determine just how much life insurance you should purchase in order to safeguard the financial security and stability of your family when you die. Calculating how much life insurance your family needs is based on three measures: your assets, your income, and your expenses. Be thorough and accurate in determining the amount of each. And then, you can be

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Life Insurance Can Cover The Cost Of Your Funeral

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Term life insurance is designed to provide financial coverage if you die. Financial coverage for what? That’s up to you. It could be the mortgage on your home…your children’s college education fund…credit cards and other debts… One common reason for buying term life insurance is to cover the cost of funeral expenses. That’s because death can be one of the biggest expenses in life. Cremation can cost from $1,500 to $3,000 or more, if you

Posted in Finance, Insurance, Investing