Life Insurance Can Cover The Cost Of Your Funeral

Term life insurance is designed to provide financial coverage if you die. Financial coverage for what? That’s up to you. It could be the mortgage on your home…your children’s college education fund…credit cards and other debts… One common reason for buying term life insurance is to cover the cost of funeral expenses. That’s because death can be one of the biggest expenses in life.

Cremation can cost from $1,500 to $3,000 or more, if you request special services. Burial is even more expensive. First, there’s the cemetery plot. That can cost from a few hundred dollars to thousands. Before burial, you’ll likely have to pay to have the grave opened and reinforced to receive the casket. Expect to pay about $500 or more for the opening and as much as $1,000 for preparing the vault for the casket. Then there’s the headstone, which can cost from $500 to $5,000, depending on how simple or elaborate it is.

Add to the cemetery costs the price of the casket. There are multiple options and prices available. Some are wood. Some are specially manufactured cardboard (that’s right—cardboard!). But the most common caskets today are metal; the average cost is approximately $2,000 or more.

Also to be included are the funeral home’s fees. All charge a fee to cover basic services: embalming and storing the body, assisting with the death certificate process, obtaining burial permits, coordinating logistics with the cemetery…even preparing obituaries for the local media. These fees vary and average approximately $1,500.

Additional funeral costs may include flower arrangements, transportation to the funeral for your loved ones, and other services.

Even the most basic funeral can be costly for many families—and at a time when they are at their most vulnerable and stressed-out. The key to help reduce the stress on your family and to pay for your funeral expenses is to have a term life insurance policy. These days, it couldn’t be easier. You can compare rates online, talk to an insurance agent (a live person!) on the phone, choose a policy, pay for it, download and print and copy of your policy. All without a medical examination! In just a matter of minutes, you can purchase affordable protection for your family’s financial future…and the peace of mind that protection brings.

Term life insurance may be the ideal way for your family to pay for your funeral expenses. But you may want to think even bigger. For example, buy a little more coverage, and your family can use the benefits to expand your funeral into a grand celebration of your life! Imagine your family and friends having the time of their lives celebrating the life you lived, and at a party you paid for by planning ahead.

As you can see, term life insurance offers significant advantages. It is affordable, fast, and easy…and in most cases, you can even get life insurance without a medical examination. Shop around. Compare rates. And be sure to visit Or call 1-800-939-0710.