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Let’s suppose—just suppose—you die before your time. And in the days, weeks, months, or even years leading up to your death, you’re in the hospital or a hospice. That is certain to be expensive. But who will pay those expenses after you’ve gone? Just because you’ve passed away doesn’t mean your bills disappear. Instead, the debt falls to your family. But there is a way to help ease the burden on your family: buy life